You need to fight for your clearance—but you’re worried about how to afford it.

Maybe you just received a Letter of Interrogatory (LOI) or Statement of Reasons (SOR). Maybe you know you have red flags on your SF-86 and want a lawyer’s help getting ahead of them. You’re ready to get legal support—but you didn’t budget for thousands of dollars in legal fees.

At National Security Law Firm (NSLF), we understand that clearance issues come up unexpectedly—and the financial pressure can feel overwhelming. That’s why we offer legal financing through Pay Later by Affirm. With Affirm, you can retain us right away and break your payment into manageable monthly installments over 3, 6, 12, or even 24 months. No credit impact just to check your eligibility, and no delay in getting started.

This guide explains exactly how our security clearance financing works, who qualifies, and how we’ve helped clients across the country move forward with confidence.

How NSLF’s Security Clearance Payment Plans Work

Our clients use legal financing most often for the following services:

  • SF-86 Review ($950 flat fee)
  • LOI Response ($3,500 flat fee)
  • SOR Response ($5,000 flat fee, with $3,000 LOI credit)
  • Security Clearance Hearing ($7,500 flat fee, includes travel)

Instead of paying in full upfront, Affirm allows you to break that cost into smaller payments. You can:

  • Choose between 3, 6, 12, or 24-month payment plans
  • Review terms in seconds with no credit impact to check eligibility
  • Pay securely online through our website

Click here to see our financing options.

Example: What Financing Looks Like in Practice

Let’s say you received a Statement of Reasons and hire NSLF to respond. The flat fee is $5,000. Instead of paying all at once, you apply for Affirm financing. You choose a 12-month payment plan, and your payments are approximately $417/month (plus any interest Affirm may apply).

You’re able to:

  • Secure top-tier legal defense without delay
  • Avoid financial strain
  • Move forward with confidence knowing your clearance—and career—are in good hands

Note: Actual monthly payments vary depending on your credit profile, terms selected, and Affirm’s current interest rate offers.

Common Questions About Security Clearance Financing

Will checking my eligibility hurt my credit? No. Affirm uses a soft credit check for prequalification, so it will not impact your credit score.

How quickly can I get started? Immediately. Once you’re approved, your payment is processed right away and we can begin work on your case that same day.

Can I pay early or in full before the loan term ends? Yes. Affirm allows early repayment at any time with no penalties.

Do I have to use Affirm? No. You can still pay by credit card, debit card, ACH, or other traditional methods if you prefer.

Why We Offer Legal Financing

We’re not just here to win cases—we’re here to make winning accessible. We’ve seen too many deserving applicants lose valuable time or opportunities because they couldn’t afford legal help upfront. Our financing options exist to remove that barrier.

When you retain NSLF through Affirm:

  • You don’t delay critical legal strategy
  • You don’t compromise on quality
  • You protect your clearance with less stress

Why Choose NSLF?

We’re not just clearance lawyers—we’re clearance insiders. Our team has represented thousands of federal employees, service members, and contractors in security clearance investigations and hearings. Here’s why clients choose us:

  • 4.9-star Google reviews from clients across the country See our reviews
  • Flat-fee pricing with zero surprise costs
  • Convenient, transparent monthly financing options through Affirm
  • Former DOHA judges, government prosecutors, and military JAG officers on staff
  • Based in Washington, D.C., the center of national security law
  • Founded by disabled veterans with a mission to serve those who serve
  • Nationwide representation with a team that includes attorneys who hold security clearances
  • Weekly Attorney Review Board meetings for collaborative strategy on complex cases
  • Access to top experts including psychologists, mitigation professionals, and polygraph consultants

National Security Law Firm: It’s Our Turn to Fight for You.

Additional Resources

Want to learn more about security clearance issues and how we help? Visit our Security Clearance Practice Area page to find guides and resources covering:

  • How to avoid SF-86 mistakes
  • Strategies for responding to LOIs and SORs
  • What triggers investigations—and how to get ahead of them
  • Defense tactics for foreign contacts, financial issues, drug use, and more

Take the Financial Stress Off Your Shoulders

If you’re worried about how to afford the help you need, we’ve got you covered. With NSLF and Affirm, you can start today—without waiting for your next paycheck, bonus, or tax refund.

We’ll tell you exactly what to do next to get the best possible outcome. The quicker you act, the better your chances of success.

Book a free consultation online right now. It’s quick, easy, and confidential. Let us put your mind at ease and build your defense while you spread out the cost.

Do you want the best possible outcome? Schedule a free call with us. Let’s move forward—together.